FutureAdvisor Disclosures

FutureAdvisor cannot guarantee any specific level of performance or guarantee how much a particular client can save in mutual fund fees. The percentage of fees saved by a particular client depends on a number of factors, including but not limited to: current investments in the client’s portfolio; what specific mutual funds are included in a client’s portfolio; whether a client accepts some but not all of FutureAdvisor’s recommendations; when a client changes his or her portfolio structure to align with the recommendations; changes in a mutual fund’s fee structure; funds that may become closed to new investors; and other such factors.

Indices Mentioned

• Barclays Capital US Government Inflation-Linked Bond Index
• Barclays Capital U.S. Treasury Inflation Notes index.
• Barclays Capital U.S. 3-10 Year Treasury Bond Index
• Barclays Captial 5-10 Year U.S. Treasury Bond Index
• Barclays Capital U.S. Aggregate Index
• Dow Jones US Broad Stock Market Index, comprised of approximately 2,500 US stocks.
• Dow Jones US Real Estate Index
• FTSE Developed ex U.S. Index, comprised of approximately 1,400 international stocks across more than 20 developed markets outside the United States.
• FTSE All-Emerging Index
• MSCI EAFE (Europe, Australasia, and Far East) Index
• MSCI Emerging Markets Index, designed to to measure the performance of stocks in 21 emerging market countries such as Brazil, China, India, and Russia.
• Standard and Poor's S&P 500 Index, comprised of the 500 largest companies actively traded in the United States.

Full and Accurate Inputs

The recommendations generated for you through the FutureAdvisor are meaningful only if you provide full and accurate information regarding your portfolio holdings, retirement plans, and other financial information.

Sites Linked from FutureAdvisor

FutureAdvisor, from time to time, provides links to other websites not under FutureAdvisor's control as a convenience for you. FutureAdvisor does not endorse the linked Web site, its sponsor, or any of the policies, activities, products, or services offered on the site or by any advertiser on the site. Nor can FutureAdvisor attest to or bear any responsibility for the accuracy of the information provided on the Web site. In addition, information on the site may have become outdated. The links to other companies provided on the FutureAdvisor Web site is not intended to imply that the company endorses FutureAdvisor or its services.