Our tools make it easier to manage your savings

No Hidden Fees

Hidden fees, unexpected tax bills and excessive churn are sabotaging your savings. Our basic product is free forever and we are upfront about any other costs.

Get a Free Analysis

A Nobel Prize-Winning Strategy

Our automated service is based on decades of proven academic research. It has helped over 200,000 households grow more than $25 billion of their savings.

Learn More

2 Minutes

2 minutes is all it takes to see what you need to reach your savings goal. Link your accounts and we’ll tell you what you're missing!

Start Now for Free

Don't just take our word for it...

Review

"One of the 5 best financial sites."

CNN Money
Review

"Cuts through the complexity of retirement investing."

Reuters
Review

"Easy to use! Walks users through a set of simple steps."

The Wall Street Journal
Review

"By far the smartest portfolio analysis and design tool I’ve ever used."

Mintlife

The No. 1 Robo-Advisor on Fidelity and Other Leading Brokerages

FIND OUT MORE

No Liquidations, No Tax Hits – Just Convenience

Free, Personalized Analysis of Your Portfolio

Everyone's investments are different. Some advisors ask you to liquidate and put everyone's assets in the same fund. We tailor our advice to your unique investments and tax status. Based on your expected retirement date and risk appetite, we'll customize our suggestions.

GET STARTED FOR FREE
Free, Personalized Analysis of Your Portfolio
Enroll Without Lifting a Finger

Enroll Without Lifting a Finger

Most enrollment can be done online. You don't need to liquidate your investments, and there's no tax impact.

Review your plan and enroll in 5 minutes

You fill out a short form to allow our team to take control of your investments. This usually takes about 5 minutes.

GET STARTED FOR FREE

We Manage Your Investments For You

We use low fee and commission-free ETFs... so there are minimal fees when rebalancing your portfolio.

Rebalance

Filling out a brief form allows our team to steer your investments. It takes about 5 minutes.

Investing Made Simple

Just put cash in your accounts and it will be invested for you to maintain your personalized balance.

GET STARTED FOR FREE
We Manage Your Investments For You
Dedicated Service

Dedicated Service

Your dedicated team is standing by to answer questions within 1 business day. We're here to help.

GET STARTED FOR FREE