Our tools make it easier to manage your savings
No Hidden Fees
Hidden fees, unexpected tax bills and excessive churn are sabotaging your savings. Our basic product is free forever and we are upfront about any other costs.Get a Free Analysis
A Nobel Prize-Winning Strategy
Our automated service is based on decades of proven academic research. It has helped over 200,000 households grow more than $25 billion of their savings.Learn More
2 minutes is all it takes to see what you need to reach your savings goal. Link your accounts and we’ll tell you what you're missing!Start Now for Free
Don't just take our word for it...
"One of the 5 best financial sites."
"Cuts through the complexity of retirement investing."
"Easy to use! Walks users through a set of simple steps."
"By far the smartest portfolio analysis and design tool I’ve ever used."
The No. 1 Robo-Advisor on Fidelity and Other Leading BrokeragesFIND OUT MORE
Free, Personalized Analysis of Your Portfolio
Everyone's investments are different. Some advisors ask you to liquidate and put everyone's assets in the same fund. We tailor our advice to your unique investments and tax status. Based on your expected retirement date and risk appetite, we'll customize our suggestions.GET STARTED FOR FREE
Enroll Without Lifting a Finger
Most enrollment can be done online. You don't need to liquidate your investments, and there's no tax impact.
Review your plan and enroll in 5 minutes
You fill out a short form to allow our team to take control of your investments. This usually takes about 5 minutes.
We Manage Your Investments For You
We use low fee and commission-free ETFs... so there are minimal fees when rebalancing your portfolio.
Filling out a brief form allows our team to steer your investments. It takes about 5 minutes.
Investing Made Simple
Just put cash in your accounts and it will be invested for you to maintain your personalized balance.
Your dedicated team is standing by to answer questions within 1 business day. We're here to help.GET STARTED FOR FREE
What Is Risk Tolerance and Why Is It Important?Read article
Exchange Traded FundsRead article
Target Date FundsRead article
Hiring a Financial AdvisorRead article
How to Build a Diversified PortfolioRead article
What Is Modern Portfolio Theory?Read article
How to Start InvestingRead article
Mutual FundsRead article
Long-Term vs. Short-Term InvestingRead article
Passive vs. Active InvestingRead article
How Can Tax Loss Harvesting Improve Your Returns?Read article