About Us

We are an award winning registered investment advisory firm serving clients nationwide from our offices in downtown San Francisco. Our team of Chartered Financial Analysts and Math PhDs use software to actively monitor and manage our clients' IRA, Roth, and taxable accounts from a household-wide, long-term perspective. We believe:

Long-term portfolios should be based on unbiased advice, diversification, tax efficiency, and low-fee index funds. Research shows trying to 'beat' the market does not work for everyday investors.

Investors shouldn't have to actively manage their investment accounts: the right things should happen automatically.

All investors - not just those with million-dollar account balances - deserve top tier investment management for their portfolios.

Automatic portfolio management should cost a fraction of what a traditional investment advisor charges.

Our Investors

We are backed by luminaries that have invested in and grown truly world-changing companies. Our angel investors include entrepreneurs and executives who have built Google, Square, Yelp, YouTube, and PayPal.

Investment Team

Our investment team is focused on bringing the proven best practices for investment management to everyone, with the power of algorithms and the unprecedented scale allowed by software.

Bo Lu

Bo Lu

Co-Founder & CEO

Bo is CEO and co-founder at FutureAdvisor. He is the lead investment advisor representative and holds a Series 65 license. Bo earned a degree in Computer Science from the University of Illinois Urbana-Champaign with a minor in Technology and Management.

Simon Moore, CFA

Simon Moore, CFA

Chief Investment Officer

Simon holds the Chartered Financial Analyst designation and works on investing algorithms design. His work experience includes Putnam Investments, and the Bank of England. He has a degree from Oxford in the UK and a Masters from the Kellogg School of Management at Northwestern. Simon is the author of Strategic Project Portfolio Management (Wiley, 2009).

Gary Hall

Gary Hall

Portfolio Manager

Gary is a level 3 candidate for the Chartered Financial Analyst (CFA) designation. At FutureAdvisor he evaluates the daily algorithm output, recommending ongoing changes and improvements. He specializes in asset allocation, investment product evaluation, and tax avoidance strategies in portfolio management and retirement planning. His work experience includes stock and bond trading operations, portfolio accounting, performance analysis, investment product analysis, and equity market research.

Joseph Cianciolo

Joseph Cianciolo

VP of Business Development

Joe is FutureAdvisor's head of business development. Prior to joining FutureAdvisor, he worked in both investment banking and private equity. Joe holds a bachelors degree in Economics and an MBA from Pennsylvania State University.

Ephrat Bitton

Ephrat Bitton

Director of Algorithms

Ephrat leads the Algorithms team at FutureAdvisor. She has a PhD from University of California at Berkeley in Industrial Engineering and Operations Research with a focus on Optimization Algorithms. Ephrat's expertise helps bring unbiased investment advice to clients across the country at unprecedented scale.

Harmeet Bindra

Harmeet Bindra

Compliance Manager

Harmeet is the Compliance Manager at FutureAdvisor. He has over 7 years of experience in compliance within the investment management industry. Harmeet holds a degree in Economics from the University of Virginia.

Operations Team

Our Marketing and Operations teams make investment management more accessible and understandable through transparent communication and scalable service at all levels.

Sam Yount

Sam Yount

VP of Marketing

Sam leads the marketing team at FutureAdvisor. Previously he led marketing for Personal Capital and ran online marketing for Scottrade. Sam is especially glad you found this site.

Chris Nicholson

Chris Nicholson

Director of Communications

Chris Nicholson is head of communications at FutureAdvisor and a former reporter for The New York Times. Chris was born in Montana, attended Deep Springs College and lived for many years in Paris, France. He has edited and reported for the International Herald Tribune, Radio France International, Architects' Journal, The Guardian, PandoDaily and Pacific Standard Magazine.

Drew Engelstein

Drew Engelstein

Digital Marketing Manager

Drew graduated from the University of California, Berkeley with a Degree in Economics. He spent the "Great Recession" working odd jobs around the world, making it to every continent, including Antarctica, twice. Drew came to FutureAdvisor from AKQA, where he held several roles including SEM Campaign Manager, Media Planner, and Data Scientist.

Joseph Fahr

Joseph Fahr

Director of Customer Acquisition

Joe leads paid customer acquisition at FutureAdvisor. Previously he ran paid acquisition and marketing analytics at Personal Capital. Joe holds a degree in Applied Mathematics from UC Berkeley.

Jesse Keyser

Jesse Keyser

Director of Marketing Partnerships

Prior to joining FutureAdvisor, Jesse spent 7 years in NYC at various Finance and Online companies, and 11 years in D.C, at The Motley Fool, as the Site Product Manager, the GM of Ad Sales, and VP of Business Development. Jesse enjoys traveling, eating, creating art, and working up a good sweat in all competitive endeavors. He has a bachelors degree from the University of Vermont.

Will Tuhacek

Will Tuhacek

Financial Advisor

Will studied Business, Chinese, and International relations at USC. After graduating in 2006, he worked in the financial industry for 3 years before joining the U.S. Marine Corps and serving as an Officer for 4 years. Will has lived, studied, and traveled in China and speaks Mandarin Chinese fluently.

Bryan Reeves

Bryan Reeves

Director of Operations

Bryan leads the business operations and customer support teams at FutureAdvisor. Previously he was the logistics coordinator for the Around the Americas sailing expedition in collaboration with the Pacific Science Center. Bryan holds a degree in Engineering Science with a minor in Managerial Studies from Vanderbilt University.

Jeannie Lee

Jeannie Lee

Operations Analyst

Jeannie is an Operations Analyst at FutureAdvisor. She previously worked on the operations team at Altegris Investments. She holds a Bachelor's degree in Business Management from Rowan University.

Thara Jinadasa

Thara Jinadasa

Client Service & Operations Analyst

Prior to joining FutureAdvisor Thara worked as an Operations Director at a boutique Equity Research Firm. She has a keen interest in using financial literacy and planning as a vehicle to empower more women to take the reins of their financial fate. Thara holds a degree in Political Economics from Barnard College, Columbia University.

Megan Graf

Megan Graf

Client Service & Operations Specialist

Megan is a former Operations Manager from Fisher Investments, where she launched private wealth management operations in Europe and Canada. She had previously helped grow the firm's services for younger investors. Megan graduated from UC Berkeley as a Conservation Resource Studies major with a focus in Nutrition.

Kathleen McGuirk

Kathleen McGuirk

Client Service & Operations Specialist

Kathleen is a member of the FutureAdvisor Client Service and Operations Team. She was previously with Osborne Partners Capital Management, where she managed the dedicated Client Service team and onboarded all new clients to the firm. She has a passion for personal finance, world travel, and skiing. Kathleen is a graduate of UC Berkeley with a degree in Political Economy concentrating in International Economics.

Sean Borella

Sean Borella

Client Service & Operations Specialist

Sean is a former Associate Consultant from Hewins Financial Advisors, where he helped manage client relationships. Sean is registered as an investment advisor representative with FutureAdvisor and holds his Series 65 license. He graduated from California State University, Chico with a Bachelors degree in Business Administration.

Software Engineering Team

Our software engineering team creates the beauty and simplicity that is FutureAdvisor: keeping clients engaged with their investments, while we do all the work.

Jon Xu

Jon Xu

Co-Founder & CTO

Jon is co-founder, interaction designer, and engineer at FutureAdvisor. Before founding FutureAdvisor, he worked on Exchange ActiveSync, Windows Live Mobile, and Windows Phone 7 at Microsoft. Jon holds a degree in Computer Science from MIT.

Adam Prewett

Adam Prewett

VP of Product

Adam came to FutureAdvisor to help people manage their finances for retirement. He has built products for airlines and gamers alike and is excited for the opportunity to help people manage their finances better. He started investing in his teens and really wishes FutureAdvisor was available back then. Adam holds an MBA from Harvard University and a Bachelors Degree in Computer Engineering from the University of Washington.

Clyde Law

Clyde Law

Founding Engineer

Clyde is a founding engineer at FutureAdvisor. He holds a Master's degree in Computer Science at MIT, doing his thesis in the Advanced Network Architecture Group. At Microsoft, Clyde was a principal designer and was a developer of the File Classification Infrastructure in Windows Server.

Lisa Du

Lisa Du

Software Engineer

Lisa is an engineer who has an avid interest in personal finance and economics. Before FutureAdvisor, Lisa was a backend engineer on the cloud services team at Microsoft. Lisa holds a degree in Computer Engineering from University of Waterloo.

Chris Bruce

Chris Bruce

Software Engineer

Chris is a software engineer at FutureAdvisor. He holds a Bachelor's in Computer Engineering from University of Washington.

Teagan Widmer

Teagan Widmer

Software Engineer

Teagan is a software engineer at FutureAdvisor. She recently taught herself how to program and manages an open source project called Refuge Restrooms in her spare time. She holds a MFA in Theatre from Virginia Commonwealth University and a BA in English from Pacific Union College.

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