Indecision Is Expensive
If you’re like most people, you want to retire someday, and you're wondering how you can save enough now to live off of your assets later. The answer can be complex, but it pretty much boils down to this: spend less than you earn every month starting now, and keep doing that for decades.
FutureAdvisor Can Help
FutureAdvisor is an online investment manager. We help people make more money from the money they've already earned by managing long-term investments in a way that helps wealth grow while keeping it secure.
Think of money like water and imagine your bank account as a swimming pool. You need to open the spigots going in and plug the leaks going out. Investing well is one of the ways to fill the pool up—and you need a full pool because retirement is a desert. The only water you have to drink there is what you bring yourself.
Beware Of Leaks In Your Money Pool
There are a lot of leaky investment opportunities out there. Most folks don't even see the leaks, but they're there: hidden fees, low returns, charges every time you buy or sell, etcetera. Wall Street, as an industry, was built to separate you from your money while promising to make you rich.
If you simply use the default settings in your 401(k) or buy whatever your broker suggests, you could be in for some nasty surprises. Careless investing can cost you tens of thousands of dollars per year, and throwing that money out the window now could cost you hundreds of thousands in compounded wealth that you might have had in retirement.
Money can make a big difference in your lifestyle and in the lives of those you love, so don't promise yourself that you'll invest smarter someday. Do it now.
A lot of people never get around to investing, or to investing well. They think they have to read a dozen books the size of bricks, watch the market every day, and bone up on impenetrable financial jargon. They become paralyzed with confusion and resigned to keeping their accounts in cash, all the while letting inflation whittle down the value of their cash savings, bit by bit.
For a long time, you couldn't blame them. Until recently, investors either needed half a million dollars to get the attention of a human financial advisor, or they had to figure out the finance world on their own. The majority of folks who don’t have hundreds of thousands in spare change, are busy with work or family, and simply don’t have the time to learn all the ins and outs of the stock market.
Thanks to new companies that have been dubbed “robo-advisors,” you don’t need a ton of time or money to start investing. Robo-advisors like FutureAdvisor have made investment management available to everyone. It's as easy as linking your brokerage or retirement accounts to our software. (Just like you might link your financial accounts to Mint.com.)
We'll tell you everything you need to know about your investments. You do not have to master the intricacies of the stock market to know that your savings and investments are being managed well. Our financial professionals have created an algorithm that balances your investments automatically and monitors them 24/7 so that you don't have to. Getting your free investment plan takes just two minutes. Starting now is the right decision, because the earlier you start, the more money you make.